If you are injured or develop an illness at work, you may be entitled to workers’ compensation benefits. Injuries and illnesses that are typically covered include orthopedic injuries southern Iowa, long-term conditions such as hearing loss, trauma from workplace violence, and more. Depending on your situation and the nature of your injury or illness, these benefits may involve the coverage of your medical costs, payment of part or all of your lost wages (if you are unable to work as a result of the injury or illness), or permanent disability coverage.
Report Your Injury or Illness
The first step in claiming workers’ compensation is to notify your employer of what has occurred. It is imperative that you do so as soon as possible, since waiting only serves to make both your employer and their insurance company doubt the veracity of your claim. In addition, making your report early is necessary in order for you to receive benefits as soon as possible.
Complete and Submit All Necessary Forms
Your employer will provide you with the paperwork needed to file your claim. Depending on the state where you live, you may be required to file paperwork with both your employer and your state’s workers’ compensation agency. The deadlines for each step of the process vary, so be sure to stay organized and file your case in a timely manner.
Await a Decision
In most cases, you will hear from the insurance company responsible making a decision on your claim within a month. At that point, you will either begin to receive benefits or you will have the option to appeal.
If you do choose to appeal a denied claim, be sure to seek out legal counsel. An experienced workers’ compensation attorney will help to make sure that you receive the benefits you deserve.